Disclosures

Catalyst Partners Bahamas Limited · Effective [launch date] · supersedes the version of 15 September 2026

1. Who we are and what we are not

Catalyst Partners Bahamas Limited provides software and professional services, including CatalystZero. It is not licensed as a bank, trust company, securities firm, investment adviser, insurer or other financial institution. Clients remain responsible for their own regulatory compliance.

2. AI-assisted software

CatalystZero uses machine-learning and language models to organize information and draft suggested actions for review by a client's authorized people. No external communication is sent, no transaction recorded and no approval captured without a person's action. Each output carries its sources.

3. Reference to a production deployment

Statements that the platform is in production for a regulated financial institution, including on the client's premises, refer to a live deployment. That institution is affiliated with Catalyst Partners through common ownership, and Catalyst personnel are engaged in its operations. It is not a representation of results any other client will obtain.

4. Examples and product views

Names, people, identifiers, amounts, dates and correspondence shown on the Site are fictitious.

5. Pricing

The Site does not publish prices. On the Fast Track, a quote is shown after you answer our questions; on the Enterprise track, a fixed proposal follows the assessment. Only a written proposal or agreement signed by Catalyst states a binding price.

6. Service commitments

Statements about hosting, access, export and records describe the terms in our standard agreements and apply to a client only as set out in its signed agreement.

7. Partners, resellers and referrers

CatalystZero is offered directly and through partners. Partners and referrers may receive a share of fees Catalyst collects from clients they introduce; a referred client receives a 5% discount for its first twelve months and may ask who referred it. Your contract is with Catalyst Partners Bahamas Limited unless stated otherwise in writing.

8. Forward-looking statements

Capabilities described as planned or not yet generally available, including self-service connection on the Fast Track and some modules, describe current intentions; they may change or not be delivered.

9. Third-party names

Product names such as Microsoft 365, Google Workspace, QuickBooks and Xero identify systems only. Their owners do not sponsor or endorse Catalyst or CatalystZero.