Terms of use

Catalyst Partners Bahamas Limited · Effective [launch date] · supersedes the version of 15 September 2026

These terms govern your use of this website (the "Site"), operated by Catalyst Partners Bahamas Limited. Any engagement for an assessment, the CatalystZero platform or services is governed by a separate written agreement, which prevails.

1. Information, not advice

Nothing on the Site is legal, regulatory, tax, accounting, investment or financial advice. Catalyst is not a bank, trust company, broker, insurer or other licensed financial institution.

2. Quotes are not offers

The Site does not publish a price list. A quote shown after you answer our questions is an estimate for your information, not an offer capable of acceptance. A binding price is only one stated in a written proposal or agreement signed by Catalyst.

3. Product views

Screens, diagrams and examples are illustrations with fictitious data. What a client receives is defined solely by its agreement.

4. AI-assisted outputs

CatalystZero drafts suggestions for review by a client's people; nothing is sent, booked or approved without a person's action. Outputs may contain errors and carry their sources so they can be checked.

5. Intellectual property

The Site and the CatalystZero software, documentation, methods and marks belong to Catalyst or its licensors. "Catalyst" and "CatalystZero" are marks of Catalyst Partners Bahamas Limited.

6. Your account

Keep access to your email and work sign-in secure; you are responsible for activity under your account. We may suspend accounts used to misuse the Site.

7. Referral program

Participation is governed by the referral terms and agreement you accept when you request a code. They prevail over these terms for the program.

8. Liability, law and changes

The Site is provided "as is". To the extent the law allows, Catalyst is not liable for indirect or consequential loss, and its total liability in connection with the Site is limited to one hundred US dollars. The laws of The Commonwealth of The Bahamas govern these terms, and its courts have exclusive jurisdiction. We may change these terms; the effective date shows when.